Just a quick question about bank interest rates; is the maximum you can have 3% now? I know you get 1% for collecting daily, and I recall there used to be those little cards you could use? Are those still available/working?

Yes, 3% is the max. The cards are still available (I haven't gotten an RE for one in awhile now that I think about it though), but interest is really super broken so once you hit 3% it probably won't ever drop (mine does occasionally, but it's pretty rare and sometimes even though it says 2% it still gives 3)

Thank you for answering. I hope they fix that up, I could be getting so much more.

The maximum being 3% is actually on purpose. How it's supposed to work is you start with 1%, if you collect every day you get 1%, and if you use a Morty Card you can get up to 3%. But it's been broken almost since it was changed to this system and it's not a priority with the new forums and wardrobe in the works.

I very much doubt that interest will be increased past 3 percent, no matter how it is fixed. The reduction from the previous eight to ten percent was to fight inflation. Also there was some player and official concern over unearned income, compared to having to actually do something like vending, restocking or quest.